NOTE: Unless indicated otherwise, the information below pertains to both the Life and Health Insurance Pre-Licensing Courses.
Anyone wishing to obtain a North Carolina Life Insurance license or Health (Accident and Health or Sickness) Insurance license must successfully complete the appropriate course. Successfully completing the course involves going through all 20 hours of the material and passing the final exam with at least a 70% score.
Yes. Both the Life Insurance Pre-licensing course and the Health (Accident and Health or Sickness) Pre-licensing course have been approved by the North Carolina Department of Insurance.
Yes, there are exemptions to each. However, the exemptions noted below must still sit for the state insurance examinations.
Exempt from the Life Insurance pre-licensing course:
Exempt from the Accident and Health or Sickness Insurance pre-licensing course:
Each course lasts 20 hours.
Due to state regulation, students will only be able to spend eight hours per calendar day on the course. Once you have used your allotted eight hours, you will be locked out and be unable to re-enter the course for another 24 hours.
The Life Insurance pre-licensing course is designed to present students with important information related to the field, including:
The Health Insurance pre-licensing course is designed to present students with important information related to the field, including:
There is a lot of information to go over, and in addition to providing the material in as clear a manner as possible, there are other techniques in these courses to help you understand and retain the information. Throughout both courses, there are segments of audio narration as well as "hidden hints" that you may click in to help better understand the concepts being presented. There are also quizzes at the end of each lesson to familiarize you with the concepts from each section and help prepare you for the final exam.
No. The quizzes are not used to determine whether or not you pass the exam. They are used only as an aid to help you understand the material and prepare for the final exam.
Yes. At three points in the course - in the introduction, half-way through the course, and at the end of the course - North Carolina requires that students correspond with their instructor. They will encounter the screen below. Students must enter their name, e-mail address, and a question or comment for their course instructor before moving forward in the course.
The final exam contains 150 multiple choice questions. There is a timer set to 150 minutes (2 ½ hours), and you must complete the exam within that time frame or you will be locked out of the course.
You must answer at least 70% of the questions correctly - or 105 of the 150 - in order to pass.
You may take it again. You will have unlimited attempts to pass the final exam. You will not be able to take the state licensing exam until you have successfully passed this course.
Upon successful completion of the course, you'll be able to download a Certificate of Completion, also called an Exam Admission Ticket.
You will need to take your Exam Admission Ticket with you to the testing center when you sit for the state insurance examination. This ticket is valid for 90 days after successful completion of the course or five exam attempts, whichever happens first.
Per North Carolina state regulations, if you do not pass the exam within 90 days of earning your Exam Admission Ticket or in five attempts, you must retake the pre-licensing education course before you are eligible to sit for the state exam again.
Yes. You will be able to review the course content at your leisure to review and prepare as much as you need for the state exam.
Candidates who successfully complete this 20-hour pre-licensing course may make their reservation online by visiting www.pearsonvue.com and selecting "Make an Exam Reservation".
The state examination for both the Life Insurance license and Accident and Health or Sickness Insurance license is 1 hour and 15 minutes long.
Once you pass the state licensing exam, you must complete an electronic application at www.nipr.com. If required, fingerprints must be submitted after completing the license application.