North Carolina Life Insurance Pre-Licensing

This online course offers a guided study experience that covers key exam topics. While completing a pre-licensing course is no longer a requirement to sit for the exam, it remains one of the most effective ways to prepare.

Skipping the course can leave gaps in your understanding of important concepts, state regulations and exam-specific material. Many candidates who go in unprepared end up needing multiple attempts, which means delays in getting licensed and a slower start to earning in your new career.

Course Details

The course follows all Department of Insurance guidelines and covers all the material that will be on the state licensing exam. Some topics that will be on the exam include, but are not limited to, the following:

  • Basic Principles of Life Insurance and The Insurance Industry
  • Life Insurance Policies, Provisions, Options and Riders
  • Life Insurance Premiums, Proceeds and Beneficiaries
  • Life Insurance Underwriting and Policy Issue
  • North Carolina Statutes and Regulations

Each course is at least 20 hours long and easy to follow.

The final exam is 165 questions long and requires a minimum score of 70% to pass. If you fail, you can take the test again as many times as you need.

A Certificate of Completion is available for immediate download once you pass.

State Insurance License Exam

The Life Agent exam is divided into two parts (general and state-specific) that you must complete within 75 minutes.

To sit for the state exam, you will need to make a reservation. Before doing that, however, you must visit the National Insurance Producer Registry website to complete your license application and pay all related fees. Once it's accepted, they will reserve a National Producer Number (NPN) for you.

Now, visit the Pearson VUE NC Insurance page, find a test center near you, create an account and provide your NPN to schedule your exam appointment.